Model unlimited scenarios, visualize your retirement path, and get AI-powered insights. All in one powerful financial planning tool.
Powerful tools to model scenarios, run simulations, and get AI-powered insights
Create unlimited financial scenarios to model different life paths—early retirement, career changes, home purchases, or investment strategies. See how each decision affects your future.

Ask questions in plain English. Get instant insights, run what-if scenarios, and receive personalized recommendations powered by advanced AI.
"What if I retire 3 years earlier?" or "Show me my net worth at 65"
Instantly model the impact of major life decisions without changing your scenario
Get personalized suggestions to optimize your financial plan
Visualize your financial future with custom charts and projections
Choose the plan that fits your financial planning needs. Start free, upgrade anytime.
Forever free
* Rate limits may apply
Get StartedA smarter way to understand where you are and where you're headed
Tell us about your finances—income, savings, goals. We'll build your personalized financial map in minutes.
Branch into unlimited "what if" scenarios
Get personalized answers and recommendations
Interactive projections, Monte Carlo simulations, and milestone tracking—all working together to show you the path ahead.
Free to start • No credit card required
Our advanced financial modeling system handles the complexity of real-world financial planning, so you can focus on making decisions with confidence.
We project your complete financial picture year-by-year from now through life expectancy. Handles all account types, income sources, and expenses automatically.
Learn moreCalculates federal, state/provincial, and local taxes automatically. Handles account-specific tax treatment and government benefit clawbacks.
Learn moreMultiple strategies including VPW, 4% rule, and Guyton-Klinger guardrails. Automatically optimizes retirement income.
Learn moreTracks asset sales, depreciation, tax-loss harvesting, and portfolio rebalancing.
Learn moreUses historical market data (1928-present) to run thousands of simulations showing probability ranges.
Learn moreDecimal-based precision with automatic validation checks for consistency and accuracy.
Learn moreGot questions? We've got answers. If you can't find what you're looking for, feel free to contact our support team.
Billing is handled on a monthly or annual subscription basis. You can choose any plan that fits your needs. You can upgrade, downgrade, or cancel at any time. Your subscription will automatically renew unless you cancel before the billing period ends. We accept all major credit cards and process payments securely through Paddle.
AI interactions track your usage of the AI assistant. Each AI message or tool call counts as 1 interaction. Your plan includes a rolling window limit that resets automatically as old interactions expire, new ones become available. Free plans get 5 interactions per 24 hours, Premium gets 40 per 4 hours, and Pro gets 350 per 4 hours. This means if you hit your limit, you don't have to wait until the next month. Limits reset within hours based on your plan.
Our projections use sophisticated financial modeling based on your inputs and historical market data. We account for inflation, market volatility, and various economic scenarios. The projections are estimates based on current assumptions and should be used as planning tools rather than guarantees. We use Monte Carlo simulations to show probability ranges, giving you a realistic view of potential outcomes. Always consult with a financial advisor for personalized advice.
Yes! You can upgrade or downgrade your plan at any time. When you upgrade, you'll get immediate access to the new features and your billing will be prorated. When you downgrade, the changes will take effect at the start of your next billing cycle. Your data and scenarios are always preserved regardless of plan changes.
If you hit your interaction limit, you can upgrade to a plan with more interactions or wait for your rolling window to reset (usually within a few hours). Basic features like viewing scenarios and creating new scenarios don't require interactions—only AI-powered features consume interactions. The rolling window system means limits reset automatically, so you're never blocked for long.
We use Monte Carlo simulations that run thousands of scenarios with varying market conditions. This accounts for historical volatility, different market cycles, and economic uncertainties. The projections show you probability ranges (best case, median, worst case) so you can see how your plan might perform under different conditions. You can adjust assumptions like expected returns and inflation rates to model different scenarios.
Absolutely. We take security seriously. All data is encrypted in transit and at rest. We use bank-level security measures and never share your personal financial information with third parties. Your data is stored securely and you can export or delete it at any time. We're compliant with industry standards and regularly audit our security practices.
No, you don't need to link any bank accounts. Dusk AI is a planning and projection tool, not a transaction tracker. You manually enter your financial information (income, expenses, assets, etc.) and we use that to create projections. This gives you full control over your data and privacy.
Yes! You can export your scenarios, projections, and financial data at any time in various formats (CSV, PDF). This ensures you always have access to your information and can use it with other tools or share it with financial advisors.
The free plan (Starter) includes basic scenario planning with limited scenarios and limited AI usage (5 interactions per 24 hours). Paid plans offer more scenarios, more AI interactions (40-350 per 4 hours), Monte Carlo simulations, advanced insights, and priority support. The higher-tier plans include more AI interactions and additional features. All plans include core financial planning tools—paid plans unlock more powerful AI features and advanced analytics.
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