Finally feel confident about your
financial future.

Yes. Our Starter plan is free forever—no credit card required. You get one scenario, core projections, and basic account types; data is stored locally on your device. Starter does not include tax analytics, What-if or Benefits tools, Ask AI, or cloud backup. Pro adds a 7-day free trial, then monthly or annual billing, with unlimited scenarios and full features including tax modelling, What-if, Benefits, Ask AI, and cloud backup. Cancel anytime during the trial if it's not for you.

Pro includes a 7-day free trial. You won't be charged until the trial ends. After that, billing is monthly or annual. You can cancel at any time. Your subscription renews automatically unless you cancel before the next billing date. We accept major credit cards and process payments securely through Stripe.

Yes. Pro comes with a 7-day free trial. You can try all features at no cost. No charge until the trial ends; cancel anytime during the trial if it's not for you.

Our projections use sophisticated financial modeling based on your inputs and historical market data. We account for inflation, market volatility, and various economic scenarios. The projections are estimates based on current assumptions and should be used as planning tools rather than guarantees. We use Monte Carlo simulations to show probability ranges, giving you a realistic view of potential outcomes. Always consult with a financial advisor for personalized advice.

Yes! You can upgrade or downgrade your plan at any time. When you upgrade, you'll get immediate access to the new features and your billing will be prorated. When you downgrade, the changes will take effect at the start of your next billing cycle. Your data and scenarios are always preserved regardless of plan changes.

We use Monte Carlo simulations that run thousands of scenarios with varying market conditions. This accounts for historical volatility, different market cycles, and economic uncertainties. The projections show you probability ranges (best case, median, worst case) so you can see how your plan might perform under different conditions. You can adjust assumptions like expected returns and inflation rates to model different scenarios.

Yes. You choose how your data is stored. In local mode, your data never leaves your device, making it as private as it gets. In cloud mode, we store your data encrypted in transit and at rest so you can sync across devices; we never share it with third parties. You can export or delete your data at any time. We follow industry security practices and don't sell your information.

No. The AI agent (Ask AI) and related features only work in cloud mode, because they require sending data to our AI provider for processing. In local-only mode, all your data stays on your device and AI features are not available. You can switch to cloud mode in Settings if you want to use the AI agent.

No, you don't need to link any bank accounts. Wealth Sandbox is a planning and projection tool, not a transaction tracker. You manually enter your financial information (income, expenses, assets, etc.) and we use that to create projections. This gives you full control over your data and privacy.

Yes! You can export your scenarios, projections, and financial data at any time in various formats (CSV, PDF). This ensures you always have access to your information and can use it with other tools or share it with financial advisors.

We model federal and provincial/territorial income tax by province, including dividend tax credit and capital gains treatment, plus credits such as Canada Workers Benefit (CWB), provincial low-income credits, age amount (65+), and Disability Tax Credit. For benefits we model or estimate: CPP, OAS, GIS, OAS clawback, Allowance, Allowance for the Survivor, and Canada Child Benefit (CCB). You can also add benefit income as a cashflow if you prefer to enter amounts yourself.