HSA Calculator
USASee how much you can contribute to a Health Savings Account. You must be in an HSA-eligible HDHP. Age 55+ gets a catch-up. IRA room.
You must be in an HSA-eligible HDHP. Employer contributions count toward the limit.
Employer contributions count toward the limit. Verify eligibility (HDHP) with IRS and your plan.
About this calculator
This calculator shows the maximum you can contribute to a Health Savings Account (HSA) for the year. HSAs are available only to people enrolled in an HSA-eligible high-deductible health plan (HDHP). Limits depend on whether you have individual or family coverage; age 55 or older adds a catch-up amount. Contributions are tax-deductible, and withdrawals for qualified medical expenses are tax-free.
How it works
Eligibility: You must be covered by an HSA-eligible HDHP. The IRS sets minimum deductibles and maximum out-of-pocket amounts for HDHPs. Other coverage (e.g. general purpose FSA) can disqualify you.
Limits: The IRS sets annual contribution limits for individual and family coverage. If you are 55 or older, you can contribute an additional catch-up amount. Employer contributions count toward your limit.
Verify HDHP eligibility and limits with the IRS and your plan. Not tax or financial advice.
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